Voluntary Benefits
United Healthcare is our solution for Accident, Hospital, and Critical Illness protection. When you enroll in our UHC medical plan(s), UHC will proactively look for medical claims that qualify for payouts from your voluntary plan and, in many cases, will send the benefit payment to you automatically! More than $80,000 has already been paid to employees in benefits, so don’t miss out!UHC Critical Illness Protection Plan
Critical Illness Protection Plan helps provide financial support if you are diagnosed with a covered critical illness. With the expense of treatment often high, seeking the treatment you need could seem like a financial burden.
Accidents can happen to anyone, at any time. While comprehensive Medical/Rx insurance is designated to cover the cost of treatment, this supplemental (off the job) Accident Policy offered through United HealthCare can help to pay those out-of-pocket costs or help pay whatever else you may need. With Accidental Insurance Plan from United HealthCare, you can gain the advantage of financial support, thanks to the cash benefits paid directly to you.
This coverage pays you cash benefits that correspond with hospital and intensive care confinement.
Your plan may also include coverage for a variety of occurrences, such as:
Two plans are offer Option A and Option B.
The cash benefits can be used to help pay for deductibles, treatment, rent and more!
Please note that the benefit plans depicted on our website are for illustrative purposes only. They are intended to provide a general overview of the options available and should not be construed as representations of the final terms of any actual benefit pan. If there is any discrepancy between the information presented in these illustrations and the specific terms of the benefit plan you choose the provisions of your chosen plan will govern. Always refer to your official plan documents for detailed and biding information.
Forms and Resources:
Critical Illness Protection Plan pays a lump sum payment base on the plan option you enrolled (Option A or Option B) that can be used in any way you choose, and benefits are paid in addition to any other insurance coverage you may have.
All benefit eligible employees have the option to purchase Critical Illness Insurance Protection Plan through UHC. Under critical illness you have the two plan options.
Premium for this coverage is based on age. Exclusions and limitations apply. Please refer to the Critical Illness Plan details.
- Option A
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Employee $10,000 – Spouse/Child(ren) $5,000
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- Option B
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Employee $20,000 – Spouse/Child(ren) $10,000
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For detail on coverage, please refer to the Critical Illness Plan Brochure above.
Accidental Insurance Plan
The Accidental Protection Plan is designed to provide financial support to employees in the event of an accident. This plan offers a safety net by paying out cash benefits directly to the insured employee.
Forms and Resources:
- Accident Flyer
- Accident Welcome Brochure
- Certificate of Coverage
- Accident Insurance Plan Summary
- Claim Form
How it works?
- dismemberment
- dislocation or fracture
- ambulance services
- physical therapy and more
Meeting Your Needs
- Guaranteed issue coverage subject to exclusion/limitations
- benefits are paid directly to you
- Pays in addition to other insurance coverage
- Coverage is also available for your dependents
Bi-Weekly Premium:
| Employee Only | Employee + Spouse | Employee + Child(ren) | Employee + Family |
| $7.76 | $12.29 | $16.53 | $25.04 |
Exclusions and limitations apply. Please refer to the Accidental Insurance Plan Brochure for details.
Hospital Indemnity Protection Plan
Hospital Indemnity Protection Plan pays a cash benefit directly to employees to help cover the costs of hospital expenses including admission and daily confinement. To reach a team member call 1-800-539-0038.
Being confined to a hospital can be financially devastating. While comprehensive Medical/Rx Insurance is designed to assist with this cost, Allstate supplemental Hospital Indemnity policy pays a policyholder (you) a lump sum. Generally, you can only change your benefit choices during the annual enrollment period. However, you may be able to change your coverage throughout the year if you experience a Qualified Family Status Change.Forms and Resources:
How it works?
This coverage pays a cash benefit for hospital confinement.If you are enrolling in a High Deductible Health Plan, like the Choice Plus HSA, Hospital Indemnity helps cover out-of-pocket cost, by providing cash benefits that can be used towards your medical expenses or any other financial needs during a hospital stay.
Please refer to the Hospital Indemnity Protection Plan Summary for a list of covered services.
Meeting Your Needs
- Guaranteed issue coverage with a Pre-existing Condition Limitation
- Coverage is also available for Dependent
- Premiums are affordable
Bi-Weekly Premium:
| Plan | Employee Only | Employe + Spouse | Employee + Child(ren) | Employee + Family |
| Option A | $9.95 | $24.50 | $15.34 | $28.71 |
| Option B | $13.70 | $34.74 | $24.58 | $46.07 |