Long Term Disability (LTD) is designed to replace a portion of your monthly salary in the event of a covered, non-occupational disability. LTD is provided as a supplemental coverage through Mutual of Omaha.
Generally, you can only change your benefit choices during the annual enrollment period. However, you may be able to change your coverage throughout the year if you experience a
Qualified Family Status Change.
Company-Paid Life Insurance and AD&D
As a fulltime employee, you are insured for $50,000 of life insurance. This is paid for by Sonny’s.
In addition to Basic Life and AD&D insurance paid for by Sonny’s, you can purchase Voluntary Life Insurance.
Evidence of Insurability (EOI) is required for new enrollment
If you are currently enrolled, you may increase your coverage in increments of $10,000 without EOI. Anything above $10,000 will require EOI.
If you purchase Voluntary Life and AD&D Insurance for yourself, you are also eligible to purchase Voluntary Life and AD&D Insurance for your spouse and/or child(ren).
Long-Term Disability (LTD) is designed to replace a portion of your monthly salary in the event of a covered, non-occupational disability. LTD is provided as a supplemental coverage through Mutual of Omaha.
The cost of this benefit is based on your age. Please refer to the Long Term Disability Flyer for additional information.
Long-Term disability
Benefit Description
Monthly
up to 60% of monthly salary
Maximum
up to Social Security Normal Retirement Age
Elimination Period
180 days
Maximum Benefit
$6,000 per month
Any absence from work due to your own serious health condition must be reported to HRBenefits@sonnysdirect.com. Our benefits team will guide you and provide you all the information you need to file your claim.
Short-term disability is an income replacement benefit that provides a percentage of pre-disability earnings on a weekly basis when you are temporarily out of work on a disability claim. Employees living in New York are covered by statutorial benefits.
Eligibility: All regular, full-time employees working at least 30 hours per week are eligible to enrolled in Sonny’s Benefit Plan within 45 days of your date of hire. Once enrolled, coverage begins on the 1st of the month following 30 days of full-time employment.Generally, you can only change your benefit choices during the annual enrollment period. However, you may be able to change your coverage throughout the year if you experience a Qualified Family Status Change.
