Life & Disability

Life and Disability Benefits 

Long Term Disability (LTD) is designed to replace a portion of your monthly salary in the event of a covered, non-occupational disability.  LTD is provided as a supplemental coverage through Mutual of Omaha. Generally, you can only change your benefit choices during the annual enrollment period. However, you may be able to change your coverage throughout the year if you experience a Qualified Family Status Change.

Company-Paid Life Insurance and AD&D

As a fulltime employee, you are insured for $50,000 of life insurance. This is paid for by Sonny’s.

Forms and Resources:


Voluntary Life Insurance and AD&D

In addition to Basic Life and AD&D insurance paid for by Sonny’s, you can purchase Voluntary Life Insurance.
  • Evidence of Insurability (EOI) is required for new enrollment
  • If you are currently enrolled, you may increase your coverage in increments of $10,000 without EOI. Anything above $10,000 will require EOI.
  • If you purchase Voluntary Life and AD&D Insurance for yourself, you are also eligible to purchase Voluntary Life and AD&D Insurance for your spouse and/or child(ren).

Forms and Resources:

 

Voluntary Long-Term Disability:

Long-Term Disability (LTD) is designed to replace a portion of your monthly salary in the event of a covered, non-occupational disability. LTD is provided as a supplemental coverage through Mutual of Omaha.

The cost of this benefit is based on your age. Please refer to the Long Term Disability Flyer for additional information.

Long-Term disability Benefit Description
Monthly up to 60% of monthly salary
Maximum up to Social Security Normal Retirement Age
Elimination Period 180 days
Maximum Benefit  $6,000 per month
  ​​​​​​​Any absence from work due to your own serious health condition must be reported to HRBenefits@sonnysdirect.com. Our benefits team will guide you and provide you all the information you need to file your claim.

Forms and Resources:


Short Term Disability:

Short-term disability is an income replacement benefit that provides a percentage of pre-disability earnings on a weekly basis when you are temporarily out of work on a disability claim. Employees living in New York are covered by statutorial benefits. Eligibility: All regular, full-time employees working at least 30 hours per week are eligible to enrolled in Sonny’s Benefit Plan within 45 days of your date of hire.  Once enrolled, coverage begins on the 1st of the month following 30 days of full-time employment. Generally, you can only change your benefit choices during the annual enrollment period. However, you may be able to change your coverage throughout the year if you experience a Qualified Family Status Change. ​​​​​​​
Sonny’s pays the full cost of Short-Term Disability (STD) insurance.  This coverage is administered by Mutual of Omaha.
Short-Term Disability Benefit Description
Weekly Benefit  60% of base salary
Max. Weekly Benefit $1,000 per week
Elimination Period 7 calendar days
Max. Benefit Duration 26 Weeks

If you have any questions email us at HRBenefits@sonnysdirect.com or call Mutual of Omaha at 800-228-7104.​​​​​​